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E s s e n t i a l
B u s i n e s s
I n s u r a n c e
Far too many businesses don't have the right type of protection in place.
Don't be one of them.
Have you considered the risks and consequences if you or another key person in your business were unable to work due to illness, injury or death?
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| Free Advisory Helpline |
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Call us now and speak to a qualified whole of market business advisor
01202 824015
Lines open Monday - Sunday
08:30 - 20:00
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Key Man and Share Protection Insurance
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What is Key Man Insurance?
Key Man Insurance is not dissimilar to life insurance except the beneficiary is the company.
This helps the company cope financially in the absence of that person.
What is Shareholder Protection Insurance?
Shareholder protection insurance enables other shareholders to settle any problems in the event of a shareholder's death or critical illness. This protection provides cash which can be utilized to purchase the shares of the dead of sick shareholder.
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Business Protection Insurance Guidance
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| Consequences which may affect your business |
Benefits of getting the right protection in place. |
What Next? |
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Product Delivery Delays
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 Money to recruit a temporary or permanent replacement.
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Request a call back
Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.
Call us now 01202 824015
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| Confidence could vanish overnight resulting in panic measures being imposed by your suppliers, customers, lenders or employees |
Avoid the need to borrow money to keep the business afloat.
Leaving it to chance may mean you need to borrow money. This may not be an option depending on the accounts or economic conditions. Why take the risk?
Being able to demonstrate you are in a strong financial position in the event of losing a key person will help maintain third party confidence.
Staff morale remains positive knowing that the company is not in jeopardy.
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Request a call back
Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.
Call us now 01202 824015
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| Loans may be called in early |
Ability to pay loans
Reduces worry on business on owners contemplating where they will find the money to keep the business running smoothly.
Demonstrate to lenders you have robust cover and plans in place.Maintaining lenders confidence will be key.
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Request a call back
Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.
Call us now 01202 824015
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| Decline in sales |
Funds to train one of your other employees to step into the key person shoes.
The company will have enough money to mitigate the consequences of a fall in profit reducing worry for business owners.
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Request a call back
Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.
Call us now 01202 824015
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| If customer confidence disappears, so could they |
Maintaining confidence is key. This may only come from demonstrating that the company has adequate financial cover in place.
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Request a call back
Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.
Call us now 01202 824015
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| Share of the business could pass to beneficiaries if the unthinkable happens and a key shareholder dies |
Protect yourself from uninterested or inappropriate parties becoming shareholders
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Request a call back
Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.
Call us now 01202 824015
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