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I n s u r a n c e 

 

Far too many businesses don't have the right type of protection in place.

Don't be one of them.

Have you considered the risks and consequences if you or another key person in your business were unable to work due to illness, injury or death?

 

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Key Man and Share Protection Insurance

 

 

 

  

What is Key Man Insurance?

Key Man Insurance is not dissimilar to life insurance except the beneficiary is the company.

This helps the company cope financially in the absence of that person.

 

What is Shareholder Protection Insurance? 

Shareholder protection insurance enables other shareholders to settle any problems in the event of a shareholder's death or critical illness. This protection provides cash which can be utilized to purchase the shares of the dead of sick shareholder.

 

 

 

 

Business Protection Insurance Guidance

                                                 

 

 

 

 

Consequences which may affect your business  Benefits of getting the right protection in place.    What Next?

Product Delivery Delays

 Money to recruit a temporary or permanent replacement.

 Request a call back

 Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.  

 

Call us now 01202 824015

Confidence could vanish overnight resulting in panic measures being imposed by your suppliers, customers, lenders or employees

 Avoid the need to borrow money to keep the business afloat.

 Leaving it to chance may mean you need to borrow money. This may not be an option depending on the accounts or economic conditions. Why take the risk?

 Being able to demonstrate you are in a strong financial position in the event of losing a key person will help maintain third party confidence.

 Staff morale remains positive knowing that the company is not in jeopardy.

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 Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.  

 

Call us now 01202 824015

Loans may be called in early

 Ability to pay loans

 Reduces worry on business on owners contemplating where they will find the money to keep the business running smoothly.

 Demonstrate to lenders you have robust cover and plans in place.Maintaining lenders confidence will be key.

 Request a call back

 Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.  

 

Call us now 01202 824015

Decline in sales

Funds to train one of your other employees to step into the key person shoes.

 The company will have enough money to mitigate the consequences of a fall in profit reducing worry for business owners.

 Request a call back

 Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.  

 

Call us now 01202 824015

If customer confidence disappears, so could they

 Maintaining confidence is key. This may only come from demonstrating that the company has adequate financial cover in place.

 Request a call back

 Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.  

 

Call us now 01202 824015

Share of the business could pass to beneficiaries if the unthinkable happens and a key shareholder dies

 Protect yourself from uninterested or inappropriate parties becoming shareholders

 

 Request a call back

 Quick quote? Want to speak to a specialist business advisor, free, no obligation advice from our qualified FSA directly authorised team.  

 

Call us now 01202 824015

 

 

 

 

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